Price Any Loan. Anywhere. Instantly.

Price instantly with sub-second responses. Reduce cost with no-code integrations and transparent pricing. Respond to market changes. Add any new product effortlessly.

Less than 1s

Pricing Response Time

Deliver instant pricing results for faster decisions and better borrower experience.

Less than 1s

Pricing Response Time

150k+ per week

Loan Scenarios Priced

Battle-tested by top lenders across millions of loan combinations.

150k+/week

Loan Scenarios Priced

~99.99%

Historical Uptime

Built for reliability, so you're always ready to price. No downtime, no delays.

~99.99%

Historical Uptime
Laptop displaying LoanPASS' new feature, the Quick Pricer.

New Feature Spotlight

Quick Pricer

Learn More

Blazing-fast, white-labeled pricing at your fingertips. Customize the experience, streamline the inputs, and deliver instant results. Perfect for your brand, your borrowers, and your workflow.

Outpace Market Changes With LoanPASS

Unlimited Flexibility

Unlimited Flexibility

Unlimited Flexibility

Price any loan, any way—no matter how complex. Gain total control over products, rules, margins, and incentives with unmatched configurability.

Price any loan, any way—no matter how complex. Gain total control over products, rules, margins, and incentives with unmatched configurability.

Price Any Loan Product
Price Any Loan Product

Support any loan product with fully customizable pricing, rules, and eligibility logic.

Total Control
Total Control

Define every detail of your pricing, eligibility, margins, and incentives, down to the last rule.

Computer screen, displaying LoanPASS' Price a Loan page.
Computer screen, displaying the Products editor in LoanPASS.d

Launch Products in Hours

Launch Products in Hours

Roll out pricing and eligibility changes instantly—from DSCR to asset-based programs—with zero delays.

Roll out pricing and eligibility changes instantly—from DSCR to asset-based programs—with zero delays.

Easy Configuration
Easy Configuration

Set up loan products, margins, LLPAs, and LLRAs at lightning speed.

Market Sensitive
Market Sensitive

React to market changes in real-time with full control.

Deploy & Price Anywhere

Deploy & Price Anywhere

Deploy pricing seamlessly into any tech stack with low-code or no-code configuration. Access and price loans instantly from any device, anywhere.

Deploy pricing seamlessly into any tech stack with low-code or no-code configuration. Access and price loans instantly from any device, anywhere.

Low/No Code
Low/No Code

Launch and manage pricing logic with ease. No developers required.

Any Device
Any Device

Access and price loans instantly from any device: desktop, tablet, or mobile.

3 Phones displaying the easy use of LoanPASS on mobile devides to price loans anywhere.
A tablet displaying LoanPASS Price a Loan page.

Price Loans Instantly

Price Loans Instantly

Price Loans Instantly

Get lightning-fast, sub-second pricing results tailored to your lending rules. Customize product details to highlight what matters most to your borrowers and partners.

Get lightning-fast, sub-second pricing results tailored to your lending rules. Customize product details to highlight what matters most to your borrowers and partners.

Sub-second pricing
Sub-second pricing

Deliver instant loan pricing results in under a second, fully tailored to your lending logic.

Product insights

Product Insights

Product insights

Highlight key product details and comparisons to help borrowers and teams make faster, smarter decisions.

Award Winning Support

Award Winning Support

Award Winning Support

Voted Best Onboarding Process by lenders at The Mortgage Collaborative’s ‘A Mile Above’ conference. Our tenured support team delivers expert, responsive service that clients trust and praise.

Voted Best Onboarding Process by lenders at The Mortgage Collaborative’s ‘A Mile Above’ conference. Our tenured support team delivers expert, responsive service that clients trust and praise.

Control with a Safety Net
Control with a Safety Net

Maintain full control over pricing and rules, backed by expert support and built-in safeguards.

Exceptionally Responsive
Exceptionally Responsive

Count on fast, reliable support from a team that knows your business and solves issues without delay.

The 2026 HousingWire Tech 100 award given to LoanPASS for our PPE and Non-QM AUS Innovation.
The 2026 HousingWire Tech 100 award given to LoanPASS for our PPE and Non-QM AUS Innovation.
The Mortgage Collaborative (TMC) Best Onboarding Process award of 2024.
The Mortgage Collaborative (TMC) Best Onboarding Process award of 2024.

Our Customers Love Us For Many Reasons. Here's A Few Of Them .

Frequently Asked Questions

Can LoanPASS handle every loan type we offer today and the ones we want to launch next?

Yes. LoanPASS supports any loan product, including non-QM, business-purpose (BPL), conventional, HELOCs, DSCR, second liens, reverse mortgages, and more. You define the rules, margins, and eligibility logic, so the platform adapts as your product strategy evolves.

Can I control my own pricing and rules?

You retain full control. LoanPASS allows you to configure pricing structures, margins, eligibility criteria, conditions, and exceptions transparently. Nothing is hidden, hard-coded, or controlled by the vendor.

How quickly can we realistically go live with LoanPASS?

Most customers are live in 30–60 days, depending on product complexity and integration scope. LoanPASS is designed to accelerate time-to-value without forcing disruptive workflow changes.

Can we model complex pricing conditions, overlays, and underwriting logic?

Yes. LoanPASS supports custom rule sets, including rate and price llpa's and margins, stipulations, overlays, and exception logic, allowing lenders to reflect real-world pricing and investor requirements accurately.

Yes. LoanPASS supports custom rule sets, including rate and price llpa's and margins, stipulations, overlays, and exception logic, allowing lenders to reflect real-world pricing and investor requirements accurately.

Do we need developers every time pricing or rules change?

No. LoanPASS is designed for low-code / no-code configuration by business users, secondary marketing teams, and product leaders, so pricing changes don’t bottleneck engineering or IT.

Can LoanPASS be used across devices and teams?

Yes. LoanPASS is responsive and accessible on desktop, tablet, and mobile, supporting distributed teams, remote workflows, and on-the-go decisioning.

What kind of onboarding and ongoing support should we expect?

LoanPASS provides dedicated onboarding, long-term account support, and fast response times from a deeply experienced team. Support is proactive, not ticket-driven.

Do you provide training beyond initial implementation?

Yes. LoanPASS includes hands-on training during onboarding and ongoing education as your team, products, or strategies evolve.

Yes. LoanPASS includes hands-on training during onboarding and ongoing education as your team, products, or strategies evolve.

What makes LoanPASS support different from other mortgage PPE's?

LoanPASS was voted “Best Onboarding Process” by lenders and is consistently recognized for responsive, knowledgeable support with high customer satisfaction because pricing engines only deliver value if teams trust and understand them.

Is LoanPASS secure enough for enterprise and regulatory scrutiny?

Yes. LoanPASS is SOC 2 Type II compliant and built with enterprise-grade security protocols. Granular user roles and permissions ensure every team member has the right level of access- no more, no less.

Built Different: The LoanPASS Advantage

How is LoanPASS different from Product & Pricing Engines like Optimal Blue, Polly or LenderPrice?

Platforms such as Optimal Blue, Polly and LenderPrice are widely used for rate distribution and margin-based pricing workflows, particularly in conventional lending environments.

LoanPASS is built as a rules-first decisioning engine, enabling lenders to model eligibility, conditions, exceptions, and pricing logic with greater flexibility, especially for complex, niche, and non-standard loan products.

Why this matters: lenders aren’t just pricing loans anymore—they’re designing products, and that requires deeper rule control beyond rate delivery.

Platforms such as Optimal Blue, Polly and LenderPrice are widely used for rate distribution and margin-based pricing workflows, particularly in conventional lending environments.

LoanPASS is built as a rules-first decisioning engine, enabling lenders to model eligibility, conditions, exceptions, and pricing logic with greater flexibility, especially for complex, niche, and non-standard loan products.

Why this matters: lenders aren’t just pricing loans anymore—they’re designing products, and that requires deeper rule control beyond rate delivery.

How is LoanPASS different from traditional Product & Pricing Engines (PPEs)?

Traditional PPEs are often designed around rate distribution and margin application. LoanPASS is built as a rules-first decisioning engine, allowing lenders to model eligibility, conditions, exceptions, and pricing logic with far greater flexibility, especially for complex, niche, and non-standard loan products.


Why this matters: lenders aren’t just pricing loans anymore they’re designing products, and that requires deeper rule control.

Can LoanPASS fully replace Product & Pricing Engines like Optimal Blue, Polly or LenderPrice?

Yes, LoanPASS is a full product & pricing engine designed to replace traditional PPE platforms such as Optimal Blue, Polly, LenderPrice, LoanNex MorTech, and more. LoanPASS provides end to end pricing, eligibility, and product configuration capabilities, allowing lenders to define rules, margins, conditions and exceptions across conventional, Non-QM, and speciality loan products with a single platform. Some lenders choose to deploy LoanPASS incrementally alongside an existing PPE during transition, but the platform is intentionally architected to operate as a standalone, primary PPE for institutions seeking deeper product control, faster iteration & long-term flexibility.

Yes, LoanPASS is a full product & pricing engine designed to replace traditional PPE platforms such as Optimal Blue, Polly, LenderPrice, LoanNex MorTech, and more. LoanPASS provides end to end pricing, eligibility, and product configuration capabilities, allowing lenders to define rules, margins, conditions and exceptions across conventional, Non-QM, and speciality loan products with a single platform. Some lenders choose to deploy LoanPASS incrementally alongside an existing PPE during transition, but the platform is intentionally architected to operate as a standalone, primary PPE for institutions seeking deeper product conrol, faster iteration & long-term flexibility.

Take Control. Move Faster.

A LoanPASS demo is not a canned walkthrough. It is a conversation designed to uncover your decisioning challenges, and explore how LoanPASS PPE+AUS, and PMI Rate Pro, can help solve them. Not ready yet? Subscribe for updates, insights, and other great content.

or

Take Control. Move Faster.

A LoanPASS demo is not a canned walkthrough. It is a conversation designed to uncover your decisioning challenges, and explore how LoanPASS PPE+AUS, and PMI Rate Pro, can help solve them. Not ready yet? Subscribe for updates, insights, and other great content.

or

Take Control. Move Faster.

A LoanPASS demo is not a canned walkthrough. It is a conversation designed to uncover your decisioning challenges, and explore how LoanPASS PPE+AUS, and PMI Rate Pro, can help solve them. Not ready yet? Subscribe for updates, insights, and other great content.

or

Take Control. Move Faster.

A LoanPASS demo is not a canned walkthrough. It is a conversation designed to uncover your decisioning challenges, and explore how LoanPASS PPE+AUS, and PMI Rate Pro, can help solve them. Not ready yet? Subscribe for updates, insights, and other great content.

or