PMI Rate Pro Logo.
PMI Rate Pro Logo.

Instantly Compare Private Mortgage Insurance Quotes

Instantly Compare Private Mortgage Insurance Quotes

Get instant quotes from every MI provider across all 5 standard products, with one click. Sort by best-ex pricing or in order based on your risk allocation algorithm.

Get instant quotes from every MI provider across all 5 standard products, with one click. Sort by best-ex pricing or in order based on your risk allocation algorithm.

Feature

PMI Rate Pro

Manual MI Quoting

Instant MI quotes from all major providers

Single API for multi-provider access

Automatically ranks by best-ex or risk allocation

Seamless transition from quote to MI order

Transparent, compliant MI cost breakdowns

See how the PMI Rate Pro mortgage insurance pricing engine delivers mortgage insurance quoting

In order, the logos of: MGIC, Arch MI, Essent, radian, NatioalMI, Enact.

Single API, All Major MI Providers

Single API, All Major MI Providers

Building and maintaining separate integrations for each MI provider can be a significant undertaking. PMI Rate Pro simplifies this challenge with a single integration providing instant access to risk-based MI rates from all national MI providers. Automatically present the optimal "Best-Ex" quote or use "Risk-Allocation" strategies to distribute business among providers according to your lenders’ risk preferences.

Building and maintaining separate integrations for each MI provider can be a significant undertaking. PMI Rate Pro simplifies this challenge with a single integration providing instant access to risk-based MI rates from all national MI providers. Automatically present the optimal "Best-Ex" quote or use "Risk-Allocation" strategies to distribute business among providers according to your lenders’ risk preferences.

One integration to multiple MI providers

Simplify regulatory compliance

Instant side-by-side rate comparisons

Instant side-by-side rate comparisons

Reduced technology overhead and maintenance

Reduced technology overhead and maintenance

Consistently offer competitive options

Consistently offer competitive options

Tablet screen displaying MI qutoes provided by PMI Rate Pro

Real-Time MI Quotes, Automated

Real-Time MI Quotes, Automated

PMI Rate Pro’s advanced JSON API delivers instant, live mortgage insurance quotes directly into your existing mortgage technology. No manual data entry or platform switching—just accurate, instant results from all leading MI providers.

PMI Rate Pro’s advanced JSON API delivers instant, live mortgage insurance quotes directly into your existing mortgage technology. No manual data entry or platform switching—just accurate, instant results from all leading MI providers.

Instantly deliver real-time MI Quotes

Instantly deliver real-time MI Quotes

Eliminate manual data entry

Eliminate manual data entry

Enhance accuracy & efficiency

Enhance accuracy & efficiency

"We all love the product and have already saved deals because of it.”

NBKC Bank

Transparency & Compliance Simplified

Transparency & Compliance Simplified

Directly priced, detailed MI quotes enhance lender transparency and support comprehensive borrower disclosures. Stay compliant and build trust with accurate MI breakdowns delivered automatically.

Directly priced, detailed MI quotes enhance lender transparency and support comprehensive borrower disclosures. Stay compliant and build trust with accurate MI breakdowns delivered automatically.

Detailed, transparent MI cost breakdowns

Detailed, transparent MI cost breakdowns

Align easily with borrower disclosure standards

Align easily with borrower disclosure standards

Simplify regulatory compliance

Simplify regulatory compliance

Computer screen displaying multiple quotes from multiple companies provided by PMI Rate Pro

Move Seamlessly from Quote to Order

Move Seamlessly from Quote to Order

With PMI Rate Pro’s API, you can effortlessly transition from quoting MI premiums to placing MI orders directly with the providers. Streamline your end-to-end process and ensure consistency at every step.

With PMI Rate Pro’s API, you can effortlessly transition from quoting MI premiums to placing MI orders directly with the providers. Streamline your end-to-end process and ensure consistency at every step.

Instant transition from quotes to ordering

Instant transition from quotes to ordering

Reduce manual follow-ups and delays

Reduce manual follow-ups and delays

Ensure accuracy throughout the MI ordering process

Ensure accuracy throughout the MI ordering process

"Please and thank you! About time somebody did this!”

Dart Bank

Standalone Web Platform

Standalone Web Platform

PMI Rate Pro also offers a standalone web platform allowing lenders to easily obtain quotes without requiring any system integrations. Ideal for quick access or smaller-scale needs.

PMI Rate Pro also offers a standalone web platform allowing lenders to easily obtain quotes without requiring any system integrations. Ideal for quick access or smaller-scale needs.

Instantly shows Monthly, Single, Split & Lender Paid MI options

Instantly shows Monthly, Single, Split & Lender Paid MI options

No integrations required

No integrations required

Our customers love us for many reasons. Here's a few of them.

Frequently Asked Questions

When PMI pricing slows my loan or increases borrower cost, how does PMI Rate Pro help?

PMI Rate Pro is a mortgage insurance pricing engine that instantly compares real-time quotes from all national private mortgage insurance providers in a single workflow. Lenders can confidently present the most cost-effective PMI option—helping borrowers save thousands while staying competitive with pricing.

How does PMI Rate Pro eliminate manual MI quoting and rework?

Instead of manually quoting PMI quotes one by one, PMI Rate Pro retrieves all eligible PMI quotes with one request. This removes manual steps, reduces errors, and ensures loan teams always work with current, accurate pricing.

Which PMI providers are supported?

PMI Rate Pro is integrated with all national private mortgage insurance companies, giving lenders full market coverage in one platform, without bias toward any single provider. The National Private Mortgage Insurance companies are ARCH MI, National MI, MGIC, ESSENT, RADIAN & ENACT

Can PMI Rate Pro fit into my existing LOS or mortgage technology stack?

Yes. PMI Rate Pro offers a single, standardized API that integrates easily into LOS platforms and mortgage technology systems. Whether embedded directly in your LOS or accessed via API, it complements your existing workflow without disruption., ESSENT, RADIAN & ENACT.

Is PMI Rate Pro only for certain types of lenders?

PMI Rate Pro supports lenders and mortgage technology providers of all sizes from IMBs and credit unions to enterprise platforms. Flexible pricing and integration models ensure the solution scales to your volume, business model, and growth stage.

What is Risk Allocation and why does it matter?

Risk Allocation allows lenders to actively manage counterparty exposure across PMI providers. Instead of defaulting to a single insurer, lenders can balance volume, pricing, and risk aligning MI decisions with capital markets and enterprise risk strategies.

Why would a technology company use PMI Rate Pro instead of integrating directly with each MI provider?

Direct MI integrations require separate builds, certifications, contracts, and ongoing maintenance for every provider. PMI Rate Pro offers a single, standardized API that provides access to all national private mortgage insurance companies, eliminating the need to build and maintain multiple point integrations.
By integrating with PMI Rate Pro, you can get faster time to market, lower engineering cost, and less long-term technical debt.

What engineering effort does PMI Rate Pro replace if we don’t build direct MI integrations?

PMI Rate Pro abstracts:

Provider-specific API differences

MI eligibility and pricing logic

Certification and recertification cycles

Access to risk based live MI pricing. Your team integrates once and avoids repeated engineering work every time an MI provider changes requirements.

What’s the time savings of one PMI Rate Pro integration vs. six separate MI integrations?

By integrating once with PMI Rate Pro, technology platforms typically avoid 6–12+ months of engineering work they would otherwise spend building, testing, and maintaining separate integrations with each MI provider.

Does PMI Rate Pro limit our flexibility compared to direct integrations?

No. PMI Rate Pro is designed as infrastructure, not an opinionated application. Your platform retains full control over:

User experience and workflows

How MI quotes are presented

Downstream business logic

PMI Rate Pro handles MI connectivity behind the scenes.

Does PMI Rate Pro support both MI quoting and ordering workflows?

Yes. PMI Rate Pro supports real-time MI quoting, delegated ordering and allowing technology platforms to offer complete MI lifecycle support without separate integrations.

Can PMI Rate Pro be used as a foundational MI layer for our platform?

Yes. Many technology companies use PMI Rate Pro as their primary MI connectivity layer, allowing them to offer comprehensive MI support out of the box while keeping their roadmap focused on differentiated features.

Start Comparing Mortgage Insurance Quotes Instantly

Start Comparing Mortgage Insurance Quotes Instantly

Access real-time pricing from all major providers with one click—ranked by best-ex or risk allocation.

Our customers love us for many reasons. Here's a few of them.

Our customers love us for many reasons. Here's a few of them.