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Discover Niche Loan Products Fast

Discover Niche Loan Products Fast

Find and filter from over 900 niche and non-QM products instantly, then connect with the right correspondent investor for your deal.

Find and filter from over 900 niche and non-QM products instantly, then connect with the right correspondent investor for your deal.

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Featured LoanPASS partner

See what makes LoanCOMPASS by LoanPASS the fastest way to find and compare niche mortgage products.

LoanCOMPASS contains real-time eligibility guidelines and loan-level price adjustments (LLPA) for more than 900 niche and non-QM products through our network of more than 50 correspondent investors, including:

Jumbo loans

Jumbo loans

Alt doc (alternative documentation) loans

Alt doc (alternative documentation) loans

Down payment assistance (DPA) products

Down payment assistance (DPA) products

Short-term financing

Short-term financing

Investment property loans

Investment property loans

Home-equity products

Home-equity products

A tablet displaying LoanPASS' Price a Loan page.

Smart Eligibility Filtering

Smart Eligibility Filtering

Narrow your search using detailed criteria—from loan purpose and property type to credit score and LTV. LoanCOMPASS makes it easy to find the exact products your borrowers need, without guesswork.

Narrow your search using detailed criteria—from loan purpose and property type to credit score and LTV. LoanCOMPASS makes it easy to find the exact products your borrowers need, without guesswork.

Filter by loan purpose occupancy LTV credit score

Filter by loan purpose occupancy LTV credit score

See eligibility rules in real time

See eligibility rules in real time

Adjust filters dynamically for live results

Adjust filters dynamically for live results

A laptop displaying an Approved loan found with the LoanPASS Price a Loan page through LoanPASS.

Scenario-Based Product Discovery

Scenario-Based Product Discovery

Start with a lending scenario like DSCR, fix-and-flip, or asset depletion, then instantly reveal matching products. Tailor results using dozens of filters to support new program exploration or seasonal campaign launches.

Start with a lending scenario like DSCR, fix-and-flip, or asset depletion, then instantly reveal matching products. Tailor results using dozens of filters to support new program exploration or seasonal campaign launches.

Explore by scenario type

Explore by scenario type

Refine with more than a dozen search criteria

Refine with more than a dozen search criteria

Discover unexpected niche opportunities

Discover unexpected niche opportunities

"I wanted a pricing solution that could scale with us."

Rob Henger

President of Mortgage Banking, Local Bank

Speedy Product Research

Speedy Product Research

Save time by eliminating email chains and phone-only outreach. LoanCOMPASS gives your team the insights they need at their fingertips—so they can build inventory and close deals faster.

Save time by eliminating email chains and phone-only outreach. LoanCOMPASS gives your team the insights they need at their fingertips—so they can build inventory and close deals faster.

Generate product lists in seconds

Generate product lists in seconds

Avoid manual investor outreach

Avoid manual investor outreach

Validate niche ideas quickly

Validate niche ideas quickly

A Computer Screen displaying the Price a Loan page.

Investor Network Access

Investor Network Access

Tap into a curated list of correspondent investors offering niche product programs. View their loan-level price adjustments and contact info to streamline outreach and book more deals.

Tap into a curated list of correspondent investors offering niche product programs. View their loan-level price adjustments and contact info to streamline outreach and book more deals.

Browse products by investor

Browse products by investor

View LLPA details for each product

View LLPA details for each product

Get direct correspondent contact info

Get direct correspondent contact info

Our customers love us for many reasons. Here's a few of them.

Frequently Asked Questions

When I’m struggling to find the right non-QM or niche product, how does LoanCOMPASS help?

LoanCOMPASS is a product discovery and deal-matching platform that instantly surfaces eligible loan programs from 900+ niche and non-QM offerings across a growing network of correspondent investors. Instead of searching PDFs or emailing investors, you see real-time eligibility and pricing logic in one place.

Who typically uses LoanCOMPASS inside a lending organization?

LoanCOMPASS is used by capital markets, scenario desk, account executives, and secondary leaders who need fast, reliable answers for non-standard deals—such as DSCR, ITIN, asset depletion, or non-warrantable condos without relying on tribal knowledge or guesswork.

How does LoanCOMPASS actually shorten the time it takes to match a borrower to a product?

You start with the borrower scenario—not the investor. Filter by criteria like loan purpose, occupancy, credit score, LTV, or property type, and LoanCOMPASS instantly returns matching programs with clear eligibility rules and pricing details, cutting hours or days out of product search.

What types of loan products can I discover in LoanCOMPASS?

LoanCOMPASS covers a broad range of non-QM and niche products, including DSCR, bank statement, asset depletion, foreign national, ITIN, fix-and-flip, second lien, and other specialty programs that are often difficult to track across multiple investors.

Can I see pricing adjustments and LLPAs?

Yes. LoanCOMPASS displays product-specific LLPAs and pricing considerations so you can understand why one option prices better than another, helping you structure smarter deals and set accurate borrower expectations upfront.

How does LoanCOMPASS help reduce back-and-forth with investors and scenario desks?

LoanCOMPASS is continuously updated through direct relationships with correspondent investors. Guidelines, pricing adjustments, and program availability are refreshed regularly to ensure lenders are working from current, accurate information—not outdated matrices.

Get Instant Access to 900+ Niche Loan Products

Get Instant Access to 900+ Niche Loan Products

Search over 900 non-QM and specialty products. Filter by scenario, compare pricing, and connect with top investors. FREE when you sign up for our mailing list.

Our customers love us for many reasons. Here's a few of them.

Our customers love us for many reasons. Here's a few of them.

Our customers love us for many reasons. Here's a few of them.